 |
 |
 |
 |
 |
 |
|
||||
|
|
Equity LoanFree Equity Loan OffersFind The Equity Loan That Is Right For You.If you are looking for an equity loan, you've come to the right site. We've searched the net for the best equity loan sources online and listed the results with detailed information about each lender and their program. We've taken the tedious, time-consuming work out of the equity loan process, and put all the relevant resources right at your fingertips. You are just a few clicks away from the equity loan that is right for you. Here is a list of equity loan lenders along with a description of their procedures and policies:
ING Direct: ING offers some of the most competitive equity loan rates. You can borrow up to $250,000 with no application fees, no
annual fee and no prepayment penalties. It's a line of credit or a loan. ING is
the 11th largest financial institution in the world. Their huge size allows them
to approve loans when other lending institutions will not. They have
a knowledgeable staff, and are very pleasant to work with. You can click here
for ING DIRECT Orange Mortgage Great
equity loan rates. Easy Online Application.
Citibank: Citibank is one of the first banks to
offer a 30 year fixed rate equity loan into the market. This means lower
payments for your per month on your equity loan and/or line of credit. Their
rates are among the most competitive in the industry and they do not charge the
borrower closing costs, points or application fees. Their application form is
quick and easy, and there is no cost or obligation.
Prequalify for an equity loan
Americas Lending Partners: Founded in 1999 by
former Money Store and First Plus Financial executives, Americas Lending Partners
specializes only in real estate loans, including an equity loan. They
service requests in all 50 states. Also, they have 100's of lenders in
their network who cater to fair and good credit types - people with "less than
perfect credit." If your credit is in the lower half of the scale, we suggest
you give them a shot at your equity loan. America’s Lending Partners’ free loan request service will match you with up to four lenders to help you
lower your interest rate on your
equity loan.
Equity Loan Tips: There are several factors that come into play in order to qualify for the best interest rates on your equity loan: First, the higher your credit score, the better interest rate you will get on your loan. The basics of getting a high credit score are paying your bills on time, keeping your credit card balances at zero or very low, and keeping your credit inquiries to a minimum. For complete information on getting a high credit score, click on credit score. Second, it is implied that you will need some equity in your home to qualify for an equity loan. Most lenders will let you borrow up to 80% of your home's value minus any outstanding balances. There are some steps you can take to increase your home's value. A higher appraisal will mean a higher amount available for your equity loan. See our section on home appraisal for ways to increase your home's value. Third, the higher your debt ratios are, the less likely you are to qualify for an equity loan. Consider ways to reduce your debt before you apply. By paying off credit card balances, department store accounts, and auto loans, your greatly reduce your debt ratio, and boost your ability to get the best equity loan available. EQUITY LOAN by State: Alabama
|
||||||||||||||||||||||||||||||||||||||||
|
More Equity Loan information can be found at
Federal Reserve,
Open Directory
Project,
Wikipedia
FAQ | Glossary | Copyright © 1998 - 2006 All Rights Reserved EQUITY LOAN |
They are our top choice for a home equity loan.
